AAA insurance rating

AAA Insurance Review - Insurance Company

What is AAA? The American Automobile Association was founded in 1902 when fewer than 25,000 cars lined American streets. Throughout its history, AAA has produced textbooks for drivers, campaigned for pedestrian protection, and worked tirelessly to improve safety.

Today, AAA membership can be used for more than changing tires and towing. AAA also offers life, home and auto insurance to its members. If you’re looking for insurance coverage, read AAA Insurance Ratings to find out why it’s worth requesting a AAA insurance quote.

AAA car insurance

AAA is best known for its auto coverage. AAA auto insurance offers motorists a wide range of auto insurance.

Compensation type

  • Liability for personal injury: This is usually required before you can legally drive. If you are at fault in an accident, you will pay for other people’s funeral expenses, lost wages, and medical expenses.
  • Liability for property damage: This is coverage for the repair or replacement of another driver’s car or other property if you were at fault in the accident.
  • uninsured or underinsured drivers : This pays for medical expenses for you and your passengers if you are injured in an accident caused by an uninsured or uninsured driver. Many states require drivers to have uninsured or underinsured motor vehicle insurance.
  • Health insurance: This will pay for medical and hospital bills for you and your passengers if you are involved in an accident, regardless of who is at fault.
  • Collision protection: Repair or replace the vehicle regardless of who is responsible for the accident. When you finance your vehicle, your lender will likely require collision insurance.
  • Full insurance: Covers the cost of repairing or replacing your vehicle if it is stolen or otherwise damaged.
  • Protection against personal injury: Pay for essential services, funeral costs, lost income, and medical bills for you and your family after an accident. PIP insurance pays regardless of who caused the accident. AAA does not offer his PIP insurance in all states.
  • Rent repayment coverage: Pay for the rental car while your car is in the workshop after the accident.
  • New car cover: This insurance covers loss of value when replacing a wrecked car after an accident.

AAA car insurance premium

You have several options when it comes to insuring your vehicle, but the two most basic are minimal coverage and must meet government regulations. Comprehensive coverage that adds a higher limit of coverage on top of comprehensive coverage. . . Asegranzas para Negocios concluded on the average cost of AAA auto insurance:

Average annual premium for minimum coverage Average Annual Premium for Comprehensive Insurance
$625 $2,003


  • member of AAA Car Club: Members may be eligible for member discounts. In some states, AAA membership provides special rates instead of discounts.
  • Pre-sale discount: New Members may be eligible if they purchased insurance more than 7 days before coverage began for a vehicle previously covered by another policy for at least 6 months.
  • Package discount: If you choose AAA for your home insurance, you’ll get an additional home discount on your auto insurance.
  • Distant Student Discount: The discount applies to students aged 15-25 who attend a boarding school or university and have left their car behind.
  • Great Student Discount: Students Full-time college and high school students with a GPA of 3.0 or higher may be eligible for discounts.
  • Loyalty discount: Reward customers who continuously update their policies.
  • Multiple car discounts: If you have multiple AAA vehicles insured, you can get a discount.
  • Full payment: You can get a discount if you pay your car insurance premiums all at once.
  • Youth discount: Discounts are available for young drivers who complete a qualified driving course before turning 19.

AAA home contents insurance

If you are unfamiliar with the company as a home insurance provider, check out our AAA home insurance rating. The operator has some notable coverage and discounts. AAA home insurance can cover the cost of repairing or replacing your home if your home is damaged in a storm or fire. AAA also offers additional coverage to further protect your home and its contents.

Compensation type

  • Other structures: This cover provides additional protection for individual structures on your property, including fences, garages, sheds or swimming pools.
  • Personal Property Policy: This protects the contents of your home, such as your appliances and furniture. You can also increase the responsibility of individual protection policies to cover big ticket items.
  • Loss of profit: This helps offset hotel costs and rental housing costs if the home becomes uninhabitable after an insurance loss.
  • Personal responsibility: This will help pay for medical bills and property damage for others when a disaster strikes your property.
  • Payment of medical expenses: This can cover other people’s medical expenses if you are responsible for the injury.

AAA Home Insurance Cost

The average cost of AAA home insurance for a $250,000 home is $1,440. However, prices may vary depending on your location and the number of eligible discounts.


  • payment Annual prepayment: You can get a discount if you pay the owner’s insurance premium in one lump sum.
  • Package discount: AAA Auto Club members receive a 5% discount on homeowners insurance, and customers with multiple policies can save up to 25% by combining multiple policies.
  • No claims: You may be eligible for additional premium reductions after several years of no claims.
  • owner in flight Homeowners who take out a new loan to purchase a home may be eligible for new homeowner loan rebates.
  • Roof replacement: If you replace your roof, you can get a discount on your home insurance.
  • old: Individuals can get discounts on adult insurance big Owner’s Premium.

AAA life insurance

The AAA introduced life insurance in 1969, but fortunately you don’t have to be a member of the AAA to buy insurance. However, members can get special discounts on life insurance, so it’s worth signing up and paying a small fee to become a member. AAA offers traditional insurance products you would expect from a life insurance company To do.

Types of policies offered

  • Standard life
  • Express booking without medical examination
  • overall standard of living
  • Lifetime warranty
  • universal life insurance

AAA Ratings, Reviews, Customer Satisfaction, Complaints

Type of insurance JD Power Ranking 2020 Highest AM rating Top Rated Business Location
AAA car insurance 867 / 1,000 A+ Ha
AAA home contents insurance 842 / 1,000 A+ Ha
AAA life insurance No 1 A+

Why AAA is a good choice

AAA auto insurance works best when you combine your AAA auto club membership with other insurance products such as life and home insurance to maximize your savings. Club membership comes with his three tiers of perks, depending on the membership level you choose, free towing, fuel delivery, lockout service, battery installation, member-only discounts, identity theft monitoring, Includes many other perks.

Even if you do not purchase multiple policies, we recommend that you purchase AAA home insurance or one of their life insurance products. AAA offers coverage without health checks in addition to traditional options. When it comes to home insurance, it is highly rated and affordable as many discounts are available.

Additional Policies Provided by AAA

AAA Insurance offers much more than home insurance and auto insurance. Other types of policies are:

  • Residential and Tenant Insurance
  • Earthquake/flood insurance
  • motorcycle insurance
  • Insurance in Mexico for those traveling to Mexico by car

Frequently Asked Questions

What do I need to do to get a AAA quote?

In order to provide you with a AAA insurance quote, our representative will need to know information about your driving style, age, location, type of vehicle you wish to insure, and annual mileage.

What is the best auto insurance?

Agreeing on the best auto insurance company is a heated debate. It all depends on what you’re looking for, be it pricing, policies, additional coverage, or customer satisfaction. Look around and get multiple auto insurance quotes from the best providers in our roundup of the best auto insurance companies to find the best one for you.

What is the admission fee for AAA?

AAA has three membership levels: Classic, Plus and Premier. AAA membership costs range from $38 to $164, depending on the membership level and location you choose.

How do I file a complaint with AAA?

AAA claims can be made by submitting a callback request on the AAA website or by calling AAA Insurance Customer Service at call centers nationwide.

Do AAA Car Club members get discounts on AAA car insurance?

Select AAA club members receive a 5% discount on auto insurance and a loyalty discount when they renew their policy regularly.

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