Best car insurance in Kansas


Best Auto Insurance in Kansas - Auto Insurance


With over 2 million licensed drivers throughout Kansas, Kansas drivers can get great rates. Their low numbers (compared to other states such as California, which has about 27 million drivers) can mean less risk and higher premiums for insurers. . Plus, Kansas is one of Kansas City’s safest metropolitan areas, with the average person likely to experience a crash every 14 years of her life. For comparison, the national average for crashes is his decade, which shows how safe it is to drive in KC.

So if you have a good driving record, there’s no reason to overpay. To secure a good deal when buying auto insurance, check the company’s reputation, prices, third-party reviews, discounts, and coverage options.

Kansas Best Auto Insurance Company

To determine the best auto insurer, we looked at each provider’s performance in terms of overall customer satisfaction rating, coverage options, Kansan benefits, market share, exclusive benefits, and JD Power discounts.

provider JD Power & Associates Customer Service Rating Average annual premium for minimum coverage Average Annual Premium for Comprehensive Insurance
statewide 844/1000 $370 $1,757
Whole country 807/1000 $437 $1,946
district farm 828/1000 $300 $1,289
home insurance 858/1000 $595 $2,410

statewide

Allstate offers a variety of discounts and insurance options to help our customers get the insurance they want. This includes early registration and exclusive discounts on farm vehicles and more. Allstate also offers an affordable full coverage premium rate of $1,757 per year. In terms of customer satisfaction, the JD score is 844/1000.

Whole country

Nationwide provides affordable premiums for people of all demographics in Kansas. While not the cheapest car insurance company in Kansas, we do offer many different types of coverage and discounts, including: B. A good driver and a good student.

district farm

State Farm offers additional coverage options such as accident waivers and ridesharing. We also offer premium reduction options. B. Reduction of fees when taking a defensive driving course. Among the list of auto insurers, State Farm offers the lowest average annual rate for comprehensive coverage at just $1,289.

coat

Shelter is one of the top insurers with JD Power scoring the highest on the list. Shelters have many coverage options, including agricultural insurance. However, full coverage is quite expensive at $2,410 per year.

Average cost of car insurance in Kansas

The average cost of auto insurance in Kansas is just below the national average of $1,738 for comprehensive coverage.

Kansas Minimum Coverage Average Annual Premium Average Annual Premium for Comprehensive Insurance in Kansas
$371 $1,713

Kansas Insurance Minimum Requirements

Kansas requires all drivers to have a policy that includes:

  • Personal injury liability is up to $25,000 per person and up to $50,000 per accident. This insurance covers a person’s medical expenses in the event of an accident.
  • $25,000 liability insurance to cover accidental damage to your vehicle or other property.
  • Up to $25,000 per person and up to $50,000 per accident for uninsured and uninsured drivers personal injury.
  • $4,500 personal injury protection per person.

How to get the best car insurance

The first step to getting the best comprehensive car insurance in Kansas is figuring out what you’re looking for.

  • Evaluate individual needs. Plan for the future by considering your current situation and future goals. For example, if you plan to buy an electric car in the future, you can look for car insurance companies that offer discounts for owning an electric car. Also, consider your accident and claim history, as well as your credit score, to form the best car insurance idea in Kansas.
  • Consider status factors. Only 7.2% of drivers in Kansas are uninsured, but it’s a good idea to purchase uninsured driver insurance to protect yourself in case an accident occurs through no fault of your own. To do. Comprehensive coverage may also be required in the event of a natural disaster such as a tornado.

Kansas auto insurance discounts.

If you’re looking for discounts on auto insurance, check what each provider offers.

If you’ve driven safely in the past (no traffic violations or accidents in the last 5 years), you should be rewarded for it. Compare safe driving discounts from different operators to see which offers the best deals.

Many providers offer discounts if you get good reviews or combine multiple policies with one provider.Vendors also offer discounts for military, law enforcement, and first responders. I’m here.

Frequently Asked Questions

What information do I need to get auto insurance in Kansas?

You will be required to provide personal information such as your name, address, social security number and date of birth. Truckers want estimates for your vehicle’s mileage, purpose of the vehicle, and whether it has enhanced safety equipment (think OnStar).

How can I maximize my savings?

If your carrier offers a safe driving monitoring tool (such as Allstate Drivewise), use it to see your discount. It works by monitoring when and how you drive and suggesting ways to improve your score. Get a high score after a certain amount of time and save up to 30% on your winnings.

Can I submit insurance policies digitally in Kansas?

Yes, if you are suspended in Kansas for any reason, you can show the police a digital copy of your current insurance card.

methodology

Business Insurance uses Quadrant Information Services to verify rates for all zip codes and carriers in all 50 states. The rates quoted in Washington DC are based on her 40-year-old driver with a clean driver’s license and good credit history. Total coverage limits for:

  • $100,000 liability insurance per person
  • $300,000 liability for personal injury
  • $50,000 liability for accident property damage
  • $100,000 per person personal injury caused by an uninsured driver
  • $300,000 bodily injury to uninsured driver due to accident
  • $500 Over Collision
  • $500 Total Deductible

To determine the minimum coverage, Asegranzas para Negocios used the minimum coverage corresponding to each state’s requirements. The sample driver owns a 2018 Honda Accord, travels 5 days a week, and drives 12,000 miles per year.

These are sample rates and should only be used for comparison purposes. Offers may vary.

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